Our Standard of Care 


All finanacial planning services follow these specific standards:


  • Put the client’s best interests first

  • Act with due care and in utmost good faith

  • Do not mislead clients

  • Provide full and fair disclosure of all material facts

  • Adhere to a code of ethics that reflects their commitment to help clients achieve their life goals; and Disclose and fairly manage all material conflicts of interest.


The recent actions of “too big to fail” financial corporations have diminished investor confidence in the retail brokerage system and the suitability standard of care. In response, the government has implemented the Dodd-Frank Wall Street Reform and Consumer Protection Act. This aims to prevent investors from being disadvantaged by the many conflicts of interest that can exist between brokers, broker dealers and their clients.

Safe Harbor Fiduciary seeks to restore investor trust by creating fiduciary relationships with their clients—relationships based on the full disclosure of all relevant information, transparency and the mutual alignment of interests. Relationships with independent financial advisors who are accountable to their local community and whose reputation depends on satisfied clients and neighbors.

There are two types of financial organizations: those you have heard of and those you haven’t yet heard of. When those “too big to fail” organizations who spend millions on national advertising and executive bonus packages have received government bailouts...


Isn't it time to see if a financial organization you haven’t heard of can help you?